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The cards’ balances will get exchanged automatically basing on the current exchange rates, including a small fee that we can do nothing about. Where can a buy Bitcoins? For buying BTC use such platforms as CEX.io , Coinbase , Mercuryo.io .
Of course, we withdraw for ourselves. But we cannot cash much money in one small city, because it is dangerous. It is also very dangerous to cooperate with agents in other cities, because they can be the police.