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These transfers can not be canceled or disputed by the victim because such transfers between individuals are not regulated by any law. It is like when somebody on the street gives you cash for no reason. Of course he can not cancel that transfer later or go to police and ask them to do that. The police doesn’t even accept such applications.
If you do this, the time left with the password may be shorter and due to your error we do not guarantee and you have to pay for a new access.     Is the person's password changed?  No password remains the same, we do not change.   Is it possible to disable two-factor authentication?