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Three warnings guarantee the ban for 7 days. The malicious violators of calm and order will be removed from the territory of the forum permanently (i.e. - forever). * Dispute and private issues should be solved in PM, and not to be taken out for public display, so as not to create reasons for flood.
It's really troubling to go trough all the verification just to refill the card. There's a very low limit for the recharges, so for both yours and ours safety it's better to get a new card with no history of transactions. We don't want it to be blocked or get any unwanted attention because of the high recharge amounts.